Legal Notice

PRIVACY POLICY

1. Collection and Use of Information

All information collected on this site becomes the exclusive property of KARMAR GROUP. This information will not be sold, shared or rented or in any other manner used or disposed of to others in ways other than those disclosed in this statement.

2. Links

The Site may contain links to other sites. Please be aware that we are not privy to nor responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy policies of these websites. This privacy statement applies solely to information collected by this website.

3. Security

This website takes every reasonable precaution to protect our users' information, which is restricted in our offices. Only employees who need the information to perform a specific job are permitted to access users' personal information. All employees are kept up-to-date on our security and privacy practices. Whenever new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers' information is protected. Finally, the servers where we store personally identifiable information are kept in a secure environment.

4. Notification of Changes

If we decide to change our privacy policy, we will post a notice on the Site that the policy has changed so that our users may review the revised policy and always be aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

TERMS OF USE & DISCLAIMER

1. Use of Website Information

You may download, view, copy and print documents and any material incorporated in these documents from the Site provided that : (a) you use them solely for personal, informational and for non-commercial purposes; and (b) that you don't modify or alter them or otherwise use or dispose of them in any way. Any other use of the material on the Site including reproduction for purposes other than as noted above, and including any reproduction, modification, distribution, or republication may violate copyright, trademark or other intellectual property laws, and, unless prior written permission from KARMAR GROUP. has been obtained, is strictly prohibited and shall be considered an infringement of such laws and our terms of use.

2. Termination of Use

You agree that KARMAR GROUP. may, in its sole discretion, at any time terminate your access to the Site. Access to the Site may be monitored by KARMAR GROUP and third parties.

3. External Websites, Content, Products and Services

The Site may provide links to external websites and access to content. Such links are provided for your reference only. You agree that KARMAR GROUP is not responsible for the availability of, and content provided on, these external websites. You should refer to the policies posted by other websites regarding privacy and other topics before you use them. You agree that KARMAR GROUP is not responsible for third party content accessible through the Site, including, but not limited to, opinions, advice, statements and advertisements, and understand that you bear all risks associated with the use of such content. If you choose to purchase any products or services from a third party, your relationship is directly with the third party. You agree that KARMAR GROUP is not responsible for: (a) the quality of third party products or services; and (b) fulfilling any of the terms of your agreement with the seller, including delivery of products or services and warranty obligations related to purchased products or services. You also agree that KARMAR GROUP is not responsible for any loss or damage of any sort you may incur from dealing with any third party.

4. User Comments, Feedback, and Other Submissions Provided By You

You agree that all rights, title and interest in any material and information that you transmit to the Site or otherwise provide to KARMAR GROUP is hereby transferred and assigned to KARMAR GROUP and shall be and remain KARMAR GROUP's property. KARMAR GROUP shall be free to use any ideas, concepts, know-how, or techniques contained in such material or information for any purpose whatsoever including, but not limited to, developing, manufacturing, or marketing products incorporating such material or information. In addition, you agree, and are hereby put on notice, that you are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libellous, defamatory, inflammatory, pornographic, or profane material or information or any other material or information that could give rise to any civil or criminal liability under law. You are solely responsible for the content of any comments you make and shall indemnify and hold harmless KARMAR GROUP for any actions arising out of any comments that you make.

5. Disclaimer

Except where expressly provided otherwise, the Site, and all content, materials, and information are provided on an "as is" and "as available" basis. KARMAR GROUP expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchant-ability, fitness for a particular purpose and non-infringement. KARMAR GROUP does not represent or warrant that a) the information accessible on this site is accurate, complete, or current, (b) the site will be available on an uninterrupted, timely, secure, or error-free basis, (c) the site will meet your requirements. Any content, materials, information or software downloaded or otherwise obtained through the use of the site is done at your own discretion and risk. In no event shall KARMAR GROUP be liable for special, indirect, exemplary, or consequential damages or any damages whatsoever, including but not limited to, loss of use, data, or profits, without regard to the form of any action, including but not limited to contract, negligence, or other tortuous actions, all arising out of or in connection with the use, copying, or display of the contents of the site, KARMAR GROUP shall have no responsibility for any damage to your computer system or loss of data that results from the downloading of any content, materials, information or software. Furthermore, KARMAR GROUP disclaims all responsibility or liability for any damages caused by viruses contained within the Site or within any electronic files sent from KARMAR GROUP or from the Site. KARMAR GROUP reserves the right to make changes or updates to the Site at any time without notice. Also, from time to time the Site may refer to or provide links to other websites. KARMAR GROUP makes no endorsements, promises, representations or warranties of any kind concerning the products, information, services, content or appropriateness of the information on other websites and the user of the Site hereby irrevocably waives any claim against KARMAR GROUP with respect to any liability or use of this or any other website.

6. Limitation of Liability

In no event shall KARMAR GROUP be liable for any direct, indirect, incidental, special or consequential damages, or damages for loss of profits, revenue, data or use, incurred by you or any third party, whether in an action in contract or tort, arising from your access to, or use of, the Site. Some jurisdictions do not allow the limitation or exclusion of liability. Accordingly, some of the above limitations may not apply to you.

7. Indemnity

You agree to defend, indemnify and hold harmless KARMAR GROUP, its officers, directors, employees and agents from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of the Site.

8. Applicable Laws & Jurisdiction

All matters relating to your access to and/or use of, the Site shall be governed by the laws of the Republic of the Marshall Islands. Any legal action or proceeding relating to your access to and/or use of, the Site shall be instituted before a competent court in the Republic of the Marshall Islands ("the Court"), which has exclusive jurisdiction over all claims arising out of your access to and/or use of the Site. You and KARMAR GROUP agree to submit to the jurisdiction of the Court, and agree that venue is proper therein, in case of any such legal action or proceeding.

9. Copyright & Trademarks

The material displayed in the Site including all Site design, images, illustrations, designs, photographs, video or audio clips, writings, text, graphics, interfaces and other materials, and the selection and arrangements thereof, that appear herein are copyrighted and owned, controlled or licensed by KARMAR GROUP. All trademarks, service marks, trade dress, logos and trade names used and displayed on the Site are proprietary to KARMAR GROUP or other respective owners that have granted KARMAR GROUP the right and license to use such marks.